Mustard Seeds Group Mustard Seeds Group
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Free interactive tool

SaaS vs AI vs Hybrid
Cost Analyser

Configure your scenario below — we'll show you which approach wins across every complexity tier and growth rate.

1
Configure
Set your starting users, growth rate, time horizon and complexity tier. Optionally override default build costs.
2
Compare Winners
See which approach wins across every combination of complexity and growth — by total cost or break-even price.
3
Explore Curves
Dive into month-by-month cost curves, per-user breakdowns, and the revenue required to break even or hit 15% margin.
1
Configure Your Scenario
Use the sliders or type directly into the input fields to adjust values. Expand Build Costs below to override defaults.
Starting users ?
Growth — 5%/mo ?
Horizon — 36 mo ?
Complexity ?
Click the arrow below to expand and customise build costs for each complexity tier.
Override defaults per complexity tier
2
Who Wins?
Win Metric
ComplexityGrowthPure SaaSPure AIHybridWinnerAdvantage
See detailed cost curves below ↓
3
Detailed Cost Curves
View
Revenue required per user / month — M36
SaaS AI Hybrid Break-even 15% margin
Pricing at M36
% baseline = highest build cost. Revenue per user = (monthly run cost + amortised build) ÷ users, adjusted for margin. Tokens scale linearly. SaaS infra scales at 0.6 power of users, floored at 40%.
Mustard Seeds Group
Not sure which approach is right for your product?
We help businesses navigate SaaS, AI and hybrid build decisions — from strategy through to delivery. Let's talk about your specific context.
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